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Divorce is rarely just one decision—it’s a series of financial, legal, and emotional choices that can shape your life for years to come. If you’re contemplating divorce, the steps you take before filing can significantly impact your outcome. This guide walks through what to do first, with a focus on financial clarity, thoughtful preparation, and choosing the right support so you can move forward with confidence and intention.

Divorce isn’t just an emotional transition—it’s a complete financial restructuring that can impact your life for decades. Pre-divorce financial planning shifts you from reactive decision-making to informed strategy, helping you protect assets, reduce stress, and negotiate from clarity instead of fear. In this article, we break down the key financial areas that matter most before divorce—and how working with a Certified Divorce Financial Analyst® can save you time, money, and long-term regret.