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what makes us different
We are Divorce Financial and Coaching Experts
You need stability, security, and serenity as you enter into this next chapter of your life. At TruNorth Divorce, we are intent on building better futures, not just executing a better divorce.
We don’t just know to properly process your divorce, founder Berni Stevens is a Certified Divorce Financial Analyst® who has also been professionally trained as a divorce coach. When you work with her you’ll get one expert, a single point of contact, who is able to handle all aspects of your divorce: child support and alimony, division of property, parenting plans, and divorce processing.
A CDFA® is Best Qualified to Help You Achieve Your Financial Goals in Divorce
A Certified Divorce Financial Analyst (CDFA®) is professional who goes through an intensive training program to become skilled in analyzing and providing expertise related to the financial issues of divorce. A CDFA® may act as a consultant and advocate for one party in a divorce or as a financial neutral who provides services to both parties.
A CDFA®-Mediator is a trained mediator who has obtained training and certification as a CDFA®. She conducts sophisticated and thorough financial analysis to produce alternative settlement scenarios to best meet the goals and objectives of the two parties. She may also be trained as a divorce coach who can guide you in developing an effective parenting plan that meets the needs of the entire family and ensures happiness and security for the children.
From Our Founder
Take Control of Your Future
Divorce is hard no matter what your circumstances. I’ve been there. Whether you have young or adult children or none at all, married 3 or 30 years, it’s a trying time. During periods of high stress it’s natural to feel overwhelmed, but with the right information and support you can make sound choices that you won’t regret ten years from now. With TruNorth Divorce Solutions, you’ll get the expert divorce guidance you need to begin building your best future life.
Read Berni’s bio here.
In How Many Ways Can We Help Optimize YOUR Financial Future?
Child Support and Alimony
Child support is based on your state’s formulas, but it’s not as straight-forward as you may think. Are you sure your accounting for all available income and covering all your children’s needs?
Alimony, too, is largely discretionary and causes significant angst to both the payor and payee. What is the right amount? What about an alimony buyout?
Learn more here.
One of you wants to keep the marital home but can’t afford it or refinance.
What’s the most efficient way to divide retirement savings? Will you need a Qualified Domestic Relations Order (QDRO)?
Two seemingly equivalent assets may not be alike. Ensure your settlement considers tax implications.
How can you best plan for the possiblity of future disability, death, or bankruptcy and the impact it may have on you or your children?
College costs can be affected by your divorce settlement. Minimize them now while you have the chance. Even if your state doesn’t obligate parents to fund college expenses, you can build it into a mediated settlement agreement.
Most divorce attorneys can’t correctly value pensions and instead rely on valuations by outside experts whose costs will be passed onto you. We regularly value corporate, military, and government pensions and can include the valuation in our fixed fee.
Evaluate how various settlement options will affect your financial health one, five, ten, twenty years from now.
Owned Businesses and Rental Properties
Value your businesses accurately without spending a fortune.
Stock Options and Restricted Stock Units
Properly value and divide your stock options and RSU’s to ensure fairness in the division of assets. How can these be divided to minimize taxes and risk?
Are there assets you’re not aware of? Make sure these are taken into account.
Cash Flow and Budgeting
Understand how your settlement will affect your standard of living and ability to pay your bills.
Trusted and Respected
Recent News and Resources
A couple's finances constitute a large component of their divorce and can bring significant anxiety and stress. Most wonder how support will be...
Divorce is expensive even without mistakes. Read on to learn of the top eleven most common financial mistakes made in divorce. ...
Which Assets and Liabilities Will You Keep in the Divorce Settlement? A necessary part of divorce in Pennsylvania is dividing marital property, both...