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what makes us different
We are Divorce Financial and Coaching Experts
You need stability, security, and serenity as you enter into this next chapter of your life. At TruNorth Divorce, we are intent on building better futures, not just executing a better divorce.
We don’t just know divorce law, our expert divorce mediators and advocates are Certified Divorce Financial Analysts® who have also been professionally trained as divorce coaches. When you work with us you’ll get one expert, a single point of contact, who will handle all aspects of your divorce, not a disconnected, assembly-line of specialists.
A CDFA® is Best Qualified to Help You Achieve Your Financial Goals in Divorce
A Certified Divorce Financial Analyst (CDFA®) is professional who goes through an intensive training program to become skilled in analyzing and providing expertise related to the financial issues of divorce. A CDFA® may act as an advocate for one party in a divorce or as a financial neutral who provides services to both parties.
A CDFA®-Mediator is a trained mediator who has obtained training and certification as a CDFA®. She conducts sophisticated and thorough financial analysis to produce alternative settlement scenarios to best meet the goals and objectives of the two parties. She may also be trained as a divorce coach who can guide you in developing an effective parenting plan that meets the needs of the entire family and ensures happiness and security for the children.
From Our Founder
Take Control of Your Future
Divorce is hard no matter what your circumstances. I’ve been there. Whether you have young or adult children or none at all, married 3 or 30 years, it’s a trying time. During periods of high stress it’s natural to feel overwhelmed, but with the right information and support we can make sound choices that we won’t regret ten years from now. With TruNorth Divorce Solutions, you’ll get the expert divorce guidance you need to begin building your best future life.
Read Berni’s bio here.
In How Many Ways Can We Help Optimize YOUR Financial Future?
Child Support and Alimony
Child support is based on your state’s formulas, but only to a certain point. Are you sure your calculations are correct?
Alimony, too, is largely discretionary and causes significant angst to both the payor and payee. There are ways you can avoid ongoing alimony payments while still addressing the financial needs of the lesser-earning spouse.
Learn more here.
One of you wants to keep the marital home but can’t afford it or refinance.
What’s the most efficient way to divide retirement savings? Will you need a Qualified Domestic Relations Order (QDRO)?
Two seemingly equivalent assets may not be alike. Ensure your settlement considers tax implications.
How can you best plan for the possiblity of future disability, death, or bankruptcy and the impact it may have on you or your children?
College costs can be affected by your divorce settlement. Minimize them now while you have the chance. Even if your state doesn’t obligate parents to fund college expenses, you can build it into a mediated settlement agreement.
Most divorce attorneys have no idea on how to correctly value pensions and instead rely on valuations by outside experts whose costs will be passed onto you. We regularly value pensions and include the valuation in our fixed fee.
Evaluate how various settlement options will affect your financial health one, five, ten, twenty years from now.
Owned Businesses and Rental Properties
Value your businesses accurately without spending a fortune.
Stock Options and Restricted Stock Units
Properly value and divide your stock options and RSU’s to ensure fairness in the division of assets. How can these be divided to minimize taxes and risk?
Are there assets you’re not aware of? Make sure these are taken into account.
Cash Flow and Budgeting
Understand how your settlement will affect your standard of living and ability to pay your bills.