Provider of Divorce Financial Planning Nationwide; Mediation in MD, PA, and DC 410.205.1045 hello@trunorthdivorce.com

What it Means to “Win” at Divorce

Are you contemplating divorce or in the early stages of divorce and determined to get or keep as much as you can, leaving your spouse with as little as possible? If so, you’ll easily find a divorce attorney who will fight your war with you for years. And you’ll only end up where you would have if you’d negotiated to begin with. And guess what—you’ve funded your lawyer’s kids’ college accounts rather than your own. Is this a “win” at divorce?

Perhaps you should instead consider getting through this overwhelmingly difficult transition with dignity while keeping a lot more of your own money and maintaining your and your children’s emotional health throughout. In most instances, you can do that without ever stepping foot into a courthouse or even speaking to an attorney. 

The fact is that ninety percent of divorces don’t belong in the court system. When you involve the court, you give up total control around life-altering decisions regarding your assets, your income, and the custody of your children. Whether within or outside of court, if you involve an attorney for both you and your spouse—the traditional model—it will result in legal expenses that you can’t possibly fathom when you’re 1) just getting started and 2) convinced the “system” will see your side of what’s just. Attorney-driven divorce processes will not provide you with practical guidance and needed emotional support nor correctly value all your assets and considers both the short and long-term impact on each spouse’s financial health.

I set out years ago to find a better way to divorce, creating and refining a process to deliver just that. At TruNorth Divorce, we provide a legally-sound, one-stop solution for divorcing couples who want a financially optimized settlement that helps both spouses achieve their long-term goals. When children are involved, we also provide effective and durable parenting plans. Yes, there is indeed a better way that will be less expensive, faster, less stressful, minimize the negative impact on your children, and launch you towards a new and promising future.

Want to know more? Read How to Win in Divorce.

Making Time for You: How to Make Time for Yourself

Divorce is a truly hard and difficult process that impacts many facets of life including our social circles, finances, and even our sense of identity. To adapt to this transition, it’s essential to schedule time for self-care. I say schedule because that’s just how intentional doing self-care during your divorce is. In order to have the stamina to find a new living situation, research affordable childcare, or land a new job, you’ve got to carve out time that’s just for you. 

How to Make Time for Yourself

Exercise

Move your body! Movement provides an outlet for stress and anxiety and gives a safe place for these (valid) emotions to go. In addition, regular exercise promotes healthy sleep and improves your mood. Divorce is a long-distance sport, so keep your strength by pumping your heart rate up for at least 15 minutes, three times per week. Most importantly, let go of any predetermined notion of how your body should be looking right now, and exercise for the lasting health benefits and confidence it builds.

Meditation

While it may feel daunting at first, introducing a meditation practice into your routine is a core self-care tool. Meditation can take many forms, including walking meditations, repeating a mantra, or guided breathing exercises, so don’t feel like you have to look or dress a certain way to practice. Ultimately, meditation encourages our awareness of the present moment, helping us to safely feel our bodies and provide refuge in a sea of emotions without judgement.

Journaling

Therapeutic activities like journaling is another great grounding technique to keep you rooted in the present. Gurus and scientists alike agree that writing a list of what we are grateful for — especially first thing in the morning — can instill a sense of optimism and sustain us through the hurdles of the day. Keeping a journal during your divorce can also provide catharsis in the future, a testimony to what you accomplished; your hard won freedom.

Recreational Reading

Give your brain a break from the divorce lingo and the parade of emails. Having a solid fiction book to dive into is a readily accessible form of relaxation, even for the busiest of minds. A reading ritual is just as much about the material as it is the setting, so use this time as an intentional space set aside where you can find some quiet, free of distractions.

Relaxing Bath or Shower

When depression looms, self-grooming can go out the window. Scheduling time for a luxurious bubble bath might seem ridiculous, but not if you’re serious about staying sane. Combine this time with your recreational reading, or don’t! It’s your self-care ritual, relaxation is the only requirement. Incorporating essential oil blends like spearmint, eucalyptus, and lavender are a perfect addition to soothe your sinuses. Candles make things feel official and can transform just about any space into a sanctuary.

A Balanced Diet

Stress can deeply affect your appetite, especially when facing separation. It’s important to create systems in your home that will help you eat regular meals to maintain your blood sugar level and a stable mood. A diet full of leafy greens and energy-packed fats like avocado and ghee is the most nutritious, but can be challenging to sustain. This means maintaining a healthy diet might require setting aside an afternoon for meal prep or making batches of comfort foods like lasagna that can be easily heated up when you don’t feel like cooking. Whatever your optimal diet is, try to focus on the idea of nourishment while eating instead of distracting yourself with devices and screens.

A Divorce-Free Zone

Spending social time without dominating the discussion with your divorce is not only essential for your well-being, but your friends’ as well. Divorce doesn’t need to define you, and playing the broken record of how crappy your ex is, well, crappy to listen to. Protect your social circle and make a point to be present with your friends. Using this transition as an opportunity to check out some local activities you’d normally slough off can be a great way to stay socially active; I’m talking Zumba, farmer’s markets, that Persian restaurant you haven’t tried, all of it. You’re discovering the new you after all! 


Hopefully this list not only offers advice after a breakup but gives you some blueprints on how to design your own divorce self-care routine. These rituals will serve you best if you approach them with a sense of curiosity; these practices should not be punishments. If you’d like to check out other guides on how to survive your divorce, download my free ebook here.

Making Time for You: Self-Care During Your Divorce

Divorce is a truly hard and difficult process that impacts many facets of life as social circles, finances, and even our sense of identity changes. In order to adapt to this transition, it’s essential to schedule time for self-care. I say schedule because that’s just how intentional providing self-care during your divorce is. In order to have the stamina to find a new living situation, research affordable childcare, or land a new job, you’ve got to carve out time that’s just for you. 

Importance of Prioritizing Self Care

This is a marathon, not a sprint

Scroll Instagram for a few minutes and the hashtag #selfcare will have you believing it’s something you buy online; week-long tropical retreats, lavish skincare routines, pricey juicing cleanses…keep scrolling. Self-care is ultimately the choice to take care of yourself, despite the constant demands of a society that wants you to address everything else first, before attending to your needs. Each time you practice a form of self-care, you send and reinforce the message that you matter, that you deserve to feel good in your mind and safe in your body. That you are enough all on your own.

Sound Decision-making

Most of the decisions you make during your divorce will have long-term consequences. So bring in the reinforcements — all the self-care practices that help keep you grounded during times of uncertainty. As imperfect human beings, our inner world mirrors our external one. By taking the time out of our busy lives to pause before beginning yet another task sets us up for being present with our emotions, allows us to identify and name them, and with that presence we can then tap into the compassion necessary to accept them as they are. Operating from a place of self-care, and therefore, self-compassion, helps prevent you from making reactive decisions out of anger or fear. Because it’s what we do with the emotion that matters, and really the only thing we can control.

Better Parenting

You may be tempted to cut corners with your kids during a divorce, but healthy and consistent ground rules during this time is the best advice for separating with children – you’re making choices that will affect your child’s well-being, choices that can also impact your custody plea if your divorce goes to court. Establishing a parenting schedule is key to offering a stable structure your child can depend on and can help limit the cause for anxiety. Strong boundaries surrounding sleep, meals, and hygiene for both you and your family is a baseline for any positive routine. Start there, and move towards negotiating more complex co-parenting agreements from the same page.

Psychological Well-being

A self-care regiment prevents catastrophic thinking, helping you stay grounded throughout the divorce. This entails the ability to flex those strong boundary muscles, especially if you’re still having to cohabitate with your soon-to-be-ex partner. As traumatic arguments may arise during this time, it’s necessary for your psyche to have a plan of action to cope. This doesn’t mean turning to a bottle of Proseco or editing your Bumble profile. Instead, focus on nurturing yourself by having multiple self care methods in your tool shed and ask for help when you need it.

Physical Health

Self-care involves taking care of your physical self as much as it does your mental. By eating a healthy diet, getting sufficient rest, and exercising at least three times per week, we can prevent our nervous system from hyperactivity, or getting stuck in a constant mode of flight or fight. A hyper vigilant nervous system is in a state of reactivity, rather than response, and remaining in this condition for too long can lead to stress-induced symptoms like inflammation, GI tract issues, skin rashes, or auto-immune system flair-ups. 


Performance at Your Job

Making time for your self care in your off hours immeasurably paves the path of least resistance during your work hours. If you’re feeling tired from a lack of quality sleep or suffering from a lot of negative internal rumination, it will ultimately show up in your interactions and relationship with your work. By taking the time necessary to practice self-care, you’re reinforcing your ability to compartmentalize the divorce from your employment. This can prevent you from emotionally spiraling and threatening your job security when you surely need it most.

Quality of Your Relationships with Friends and Family

Now’s the time to restrict who has access to you. If you have toxic family members or friends who feed on drama, a solid dose of distance during your divorce can prevent unreliable points of view from clouding your judgement. If you’re around people who push you to be a better person, you will be. If you’re around a cohort who deal with their emotions using drugs, alcohol, and risky sexual behavior, however, the consequences can be disastrous to your divorce proceedings and custody plea. 


Hopefully this list not only offers advice after a breakup but gives you some blueprints on how to design your own divorce self-care routine. These rituals will serve you best if you approach them with a sense of curiosity; these practices should not be punishments. If you’d like to check out other guides on how to survive your divorce, download my free ebook here.

Choosing a Divorce Process: What Are the Available Options?

The complexities of a divorce process depend on a variety of factors, including how long you were married, the residency requirement laws in your state, whether you have children together, own a home together, have significant differences in your income, are self-employed, unemployed, or have debt or joint assets.

If that sounds like a lot, it’s because it is! Don’t worry, TruNorth Divorce is here to help you decode divorce. Your first course of action is to understand the different types of divorce processes and then know the right questions to ask as you debate what works best for you and your unique circumstances. In this piece, we go over available options and we’ll address which questions in our next post.

What are My Options for Divorce?

1. DIY Divorce

Most states provide access to free divorce forms online that you can download and fill out on your own. Generally speaking, though, it’s not a good idea unless you have no assets or children. Mistakes can cost thousands of dollars and you only get one chance to do it right. While it may seem like the most simple divorce process, it can end up being the most costly.

2. Mediation

Mediation includes the use of a mediator, a neutral third party that does not “pick sides” but rather helps both spouses reach a mutually beneficial agreement without the case going to court. You and your spouse ultimately make the decisions but a good mediator isn’t so much a neutral as she is a “dual advocate.” In this role, she will help both spouses identify an optimal financial settlement and make choices that are most beneficial for you both. Other than DIY divorce, mediation is likely to be the least expensive, fastest, and least stressful of the options. It can be the most streamlined process of all.

3. Litigation

Often thought of as the de facto divorce process, litigating a divorce involves both parties having attorneys and involving the court to make decisions regarding support, division of assets, and custody. Litigation should only, though, be considered a last resort, as it’s lengthy and expensive, stressful, divisive, and you’re giving up control of the process and outcome. Sometimes, though, it’s unavoidable.

4. Negotiated Representation

An option where both parties are represented by their own lawyers who negotiate an agreement between them and minimize court involvement. Compared to litigation, a negotiated settlement tends to be less expensive, shorter in duration, and is more confidential than a court-led process, protecting you and your family from public scrutiny.

5. Arbitration

This out of court process entails the resolution of a dispute through an award of damages to a party, decided upon by a neutral third party called an arbitrator. Decisions are binding, enforceable by law, and have very narrow grounds for appeal. The advantage, relative to litigation, is that you stay out of court  and maintain privacy.

6. Collaborative Law 

Collaborative Law is a branded form of a team-supported divorce. Collaborative divorce is a non-adversarial process with specially trained lawyers, mental health professionals, and financial professionals who assist the parties to reach mutually agreeable settlements that are created by the people involved, not the court. In a collaborative divorce case, everyone works together with the commitment of all participants who will engage in a process requiring full disclosure of information by the parties and a commitment to resolve all issues without resorting to litigation.

Which Divorce Process is for me?

Read our guide How to Choose a Divorce Process to help you decide on which process is right for you. If you’re looking for more divorce guidance, please click over to my free ebook, Divorce Financial Planning Guide. And then schedule a private complimentary consultation.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The ABCs of Divorce, Separation, & Uncoupling – Part 3

This week on the TruNorth Divorce Solutions “Divorce is NOT for Sissies” blog series we’re finishing up The ABCs of Divorce, Separation, & Uncoupling with part three as we finish the divorce alphabet.

Q is for Quit Beating Yourself Up

The rates for divorce are difficult to argue with, so you might as well stop blaming it all on yourself. It takes two to create a successful marriage. Use this as an opportunity to explore what your role was in the breakup so that you can move forward and, perhaps, find a more satisfying relationship in the future.

R is for Real Estate

For many, the largest dispute will also be over the largest asset, typically, the house. If you share a home together and it was purchased after you were married, at the time of divorce both spouses will continue to own the house and remain on the deed or mortgage until the divorce is finalized. A CDFA® (Certified Divorce Financial Advisor) can help you determine what should happen with the marital home by answering questions like, who can afford to keep the home, should it be sold and the assets split, can one partner be “bought out”?

S is for Spousal Support

Spousal support is not the same as alimony but many use the terms interchangeably. Spousal support is payments made to the lesser earning spouse before the divorce is final and it’s calculated based on relative incomes of the parties. Alimony, on the other hand, is what one spouse pays another after the divorce and it can be based on many factors, e.g., age, health, length of the marriage, and financial need. In most states today, alimony is seen as rehabilitative and temporary, enabling the lesser-earning spouse to become self-supporting. It’s important to understand how alimony is viewed in your state and even at the local court level. 

T is for Trial

In the case that both parties cannot agree on a mutually beneficial solution, the divorce may ultimately be decided by the court. This entails presenting your case in a formal trial to a judge who will hear both spouses’ cases and then make the final call regarding child support, shared property and assets, and alimony. The vast majority of divorce cases do not go to trial but may still involve the court with motions, petitions, conferences, hearings, and ongoing attorney negotiations until settled. Litigation, or involving the court, takes control out of your hands, can be expensive, and emotionally draining. 

U is for Unbiased Opinions

When someone tells you that you need a professional, what if what they really said was; you need someone who is trained to listen without bias and provide objective feedback on how to process divorce, a very traumatic event. Seek information from a variety of reputable divorce professionals, including a divorce coach, divorce financial planner (CDFA®), mediator, litigator, and mental health therapist.

V is for Visitation

Visitation is a somewhat outdated word as it implies that one parent gets very limited amounts of time just “visiting” with the child(ren). The majority of divorced parents now share both legal and physical custody today. You’ll want a clearly spelled out custody agreement and parenting plan to establish schedules and set boundaries for important decisions regarding the health and welfare of your child(ren).

W is for When You Need Help, Ask

When someone offers you an apple, take the apple. You need support during a divorce as divorce affects all aspects of our lives. Friends and family will be supportive but it’s important to get the right help from professionals, whether therapy, divorce, or parent coaching and financial planning. You want to rely on people you can trust and are objective so you can create clear pragmatic solutions.

Y is for You Won’t Always Feel This Way

Don’t dwell on the past and what has already transpired. It’s happened, and it’s done. There’s no point in analyzing further, all that’s left is to keep walking forward.

Z is for Zen (H2)

As time-consuming as a divorce can be, it is therefore of the utmost importance to keep taking care of you. This means some kind of daily practice that is easy to replicate and won’t cause additional stress.

Yoga, meditation, and mindfulness are great tools for accessing small moments of peace and surrender during hectic schedules and emotional stress. Even five minutes every day can help.

TruNorth Divorce is Here for You

Can you say your divorce ABCs? If you need a more thorough guide to starting your divorce journey, send me a message on Facebook. In the meantime, you can flip through my free ebook, 7 Things to Do Before You Divorce. Above all, take care of yourself!